First, make sure that text isn't on the source images you're using. In the jAlbum Explore view, double-click one of the thumbnails to bring up the edit mode. Do you see the text on the image? If you do, that means the text is on your source images, and jAlbum can't remove it.
Second quick test: in the jAlbum Explore view, select just one of the images. Exclude it from the album, and then include it again. Don't delete it - just click the "exclude" icon at the top, and then click it again. See screenshot. Now Make Album, and preview the result. When viewing the album, refresh your browser cache - CTRL-F5. Is the text still there on that one image? If it's gone from that one image, but still showing on the others, you'll have to do Album > Force Remake (SHIFT-F9) to generate new output images.
I've made a mess of it. My picture maps have become a mess.
The original photo folders and the jAlbum folders got mixed up.
I can no longer see the wood for the trees.
Start over ???? !!!!!!
How should the folder format be?
Image folder: Original photos
Destination folder: jAlbum / album
The short answer is that you should always protect your original images. Never tell jAlbum to put the finished album back into the source of your images - that runs the risk of having your original images replaced by images that have been scaled, cropped, watermarked, etc.
The normal structure on a Windows PC:
Original, untouched images:
When you create a project called pets, the project is here:
When you add the original image C:\Users\Pictures\sparky.jpg to the project, it is copied to: