Long comments are the bane of skin developers. The jAlbum model has always been "photos, with perhaps a short caption." It's never been geared towards "The Great American Novel, with an occasional illustration."
You might want to try one of my skins - I
never let the text overlay the image, period. That does mean that the image gets smaller as the text gets more voluminous. If you want responsiveness, there's no magic.
The lightbox skins, like
Neptune, do eventually run out of room, and things get ugly. The slide page skins, like
Mercury, are better able to handle verbose comments. And one option in
Mercury is geared especially to "lots of text:"
https://jefftucker.jalbum.net/skins/mercury/sidecaptions/
And
Jupiter has a slide page option that keeps the
image responsive to the viewport size, but lets the caption create vertical scrolling on the page, if needed.